How Much Can I Borrow?

This calculator helps you work out how much mortgage you might be able to borrow based on your income.

Sometimes taking out a joint mortgage can increase the amount you can borrow. The calculator will provide you with an approximation of how much you might be able to borrow.

Please remember this amount will vary from lender to lender and will also depend on things like your monthly credit commitments and outgoings.

Importantly, you need to be comfortable with the mortgage repayments, not just now but also looking to the future.

Calculator

What is your annual salary?

£

What is your partner's annual salary (if applicable)?

£

Calculations are approximate and are correct at publish date January 2021. Actual lender criteria varies and for an accurate calculation of your borrowing potential speak to your Prospect Mortgage Adviser.

 

This information does not contain all of the details you need to choose a mortgage, product or service. Please be sure that you read the separate key facts illustration before you make a final decision. The information provided by the calculator does not constitute a formal mortgage offer.

Prospect Mortgage Services Ltd are authorised and regulated by the Financial Conduct Authority 647962.

Registered Office Address: The Old Piggery | Cheeks Farm | Merstone Lane | Merstone | Isle of Wight PO30 3DE

Your home may be repossessed if you cannot keep up with mortgage repayments or other loans secured on your property.

Book an Appointment

Book an appointment