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Meet the Team

Theresa Habens
With 18 years’ experience in the financial service industry, including experience as a high street bank manager, Tess is now part of the team here at Prospect Mortgage Services. Tess particularly enjoys helping clients with their current and future Mortgage and Protection needs. When not working Tess enjoys gardening, cooking, and travelling. A keen motorcycle enthusiast with a passion for adventure.
Jon has been involved in financial services for many years and has joined as a core part of the Prospect management team. With over 15 years of local experience here on the Island, Jon is well known for quality advice. Finding the right mortgage or equity release package is his top priority. Outside work Jon enjoys Formula 1 and spending time with his family and 3 dogs.
Nick has been advising for nearly 20 years. Nick is passionate about the job and, along with continuing to help new and existing customers, he looks after customers seeking advice on Equity Release. Since he was young Nick has been a keen Liverpool FC supporter.
Carol Rogers
Carol has a background in Housing Association Services for nearly 15 years and currently helps with the smooth running of the back office. Carol loves walking Sam (the pooch) and watching football, especially Liverpool and Tottenham FC.
Aisha Paffett
Aisha has spent over a decade working in property and before joining Prospect Mortgage Services in early 2020 worked within Lettings across the Island and Hampshire. Having qualified as an Adviser in 2021, with Prospect, Aisha now works within our specialist Protection team. Aisha enjoys helping customers with all their insurance needs and loves to support our growing network of clients. Aisha lives with her fiancé and their two cats and enjoys relaxing at home with them, sitting out in the garden watching the wildlife, being near the seaside and spending time with friends and family.
Natalie Barlow
Natalie was born on the Island and has been a member of the team here at Prospect many years. She loves to help people achieve their goals, whether its buying a new home or expanding their BTL portfolio, always aiming to make the journey as stress free as possible! Natalie enjoys watching box sets and spending time outdoors camping with her Sausage Dog - Stanley.
Courtney Davey
Courtney is a well-established member of the Prospect team and provides support as a Mortgage Administrator.  She is a very happy, friendly, and kind person who loves to help people.  In her spare time, Courtney likes to be outdoors in the sunshine, spending time with friends and family.
Rhian is looking forward to building a career within the Financial Services industry having previously worked for an insurance broker. Rhian has a wealth of experience in customer service and is friendly and approachable. Rhian loves helping people! In her spare time Rhian enjoys travelling, whether it be city breaks or relaxing holidays, and spending time with friends and family.
Chloe Ridgway
For the past several years Chloe has worked in estate agency and lettings and is now looking forward to working in a related, but different, capacity to help clients' buy their homes.  Chloe enjoys working hard to help people acheive their goals and is friendly and professional. In her spare time Chloe enjoys sociallising with friends and family.
Andy joined Prospect in 2014 and came with significant experience in medical publishing and charity management. Now a fully qualified Mortgage and Protection Adviser, Andy heads up the Prospect team helping customers arrange financial protection for their family and home. Andy is a keen Saints fan and enjoys spending his spare time with his young family.
Guy has been in the Financial Services Industry since 1980 and most of that time has been working here on the Isle of Wight. He has worked along with Nick since 2006 and now looks after the regulatory and compliance side of the business. Although Guy is not a football fan he does enjoy watching most aspects of Motor or Motorcycle racing and Rugby League.
Sam is an enthusiastic & affectionate Labrador/ Collie who loves nothing more than to greet people at the office (if he has the chance!). Sam loves his toy rabbit and Kong tennis ball. Despite the best efforts of Nick and Carol he does not care for football - only chasing and catching tennis balls! Sam continues to serve as an invaluable member of the Prospect team.
Stanley is a loveable, slightly mad, ‘sausage dog’ who loves nothing more than digging holes and chewing things to destruction. Stanley loves a good game of tug-of-war and stealing any food that he might be able to get his paws on. Along with Sam, Stanley continues to keep morale at a high for the Prospect team.

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