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How Much Can I Borrow?

This calculator helps you work out how much mortgage you might be able to borrow based on your income.

Sometimes taking out a joint mortgage can increase the amount you can borrow. The calculator will provide you with an approximation of how much you might be able to borrow.

Please remember this amount will vary from lender to lender and will also depend on things like your monthly credit commitments and outgoings.

Importantly, you need to be comfortable with the mortgage repayments, not just now but also looking to the future.


What is your annual salary?


What is your partner's annual salary (if applicable)?


Calculations are approximate and are correct at publish date January 2021. Actual lender criteria varies and for an accurate calculation of your borrowing potential speak to your Prospect Mortgage Adviser.


This information does not contain all of the details you need to choose a mortgage, product or service. Please be sure that you read the separate key facts illustration before you make a final decision. The information provided by the calculator does not constitute a formal mortgage offer.

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